Getting a call or letter from a collection agency like Advantage Collections can be stressful, but it’s not the end of the road. Here’s how to handle it wisely:
- Do: Verify the Debt – Ask for written proof it’s yours. You have 30 days to dispute it under federal law.
- Do: Communicate – Ignoring us won’t make it go away. A quick call could lead to a payment plan that fits your budget.
- Avoid: Empty Promises – Don’t commit to payments you can’t make. Be honest about what’s possible.
- Do: Know Your Rights – We follow strict rules (like no calls before 8 a.m.). If you feel harassed, report it.
- Avoid: Panic – Debt is manageable with a plan. We’re here to work with you, not against you.
Questions about a debt we’re handling? Contact us—we’ll walk you through it.
